Built by housing compliance practitioners
DEVAL Solutions is the technology affiliate of DEVAL LLC
A Hispanic-American, Woman-Owned firm that has advised HUD agencies, housing authorities, and property management organizations for over 23 years. We are not a property management system.
We are the compliance layer that sits on top of your existing platform and adds the MOR-specific automation it was never designed to provide.
The Project Housing Accountability & Standards Engine “PHASE” was built by MOR-certified practitioners. We have pulled tenant files the night before a review. We have reconciled HAP payments manually. We have responded to EIV findings with paper documentation. PHASE automates all of it.
Our Track Record
Proven excellence, regulatory compliance, and trusted partnerships across federal, state, and local housing authorities.
23+
Years
Of dedicated HUD advisory and consultancy experience.
MOR
CERTIFIED
Highly trained compliance staff and housing experts.
EN/ES
BILINGUAL
Native English and Spanish speakers on staff.
Trusted By Leading Authorities
Our Leadership
Deborah Garcia-Gratacos
Founder & CEO
Founder & Chief Executive Officer
- Owner and operator of Project Based affordable housing properties
- Property manager with direct experience managing thousands of affordable housing units
- 23+ years of HUD advisory experience
- Truist Bank Community Advisory Board
- Virginia Housing Minority Business Advisory Council
- 2025 Excellence in Leadership Award · 2019 Five Star Women in Housing Cultural Leader Award
- MBA Real Estate & JD, University of Florida
Osvaldo Gratacos
President
President
- Certified MOR Compliance Specialist (CMCS)
- 23+ years of federal and state compliance experience
- Extensive expertise in HUD regulatory compliance and occupancy standards
- Former U.S. Senate-Confirmed Presidential Appointee — Inspector General, Export-Import Bank of the United States
- MBA, University of Massachusetts · JD, University of Florida
Edgar Garrido
CFO
Chief Financial Officer
- CFO of the DEVAL Companies — overseeing financial operations across DEVAL LLC, DEVAL Solutions, Inc., and affiliated entities
- 24+ years of financial management experience
- Extensive expertise in HUD regulations and federal and state financial compliance requirements
- In-depth experience in Project Based Housing financial management and ledger operations
- Advises public sector clients on federal grants and funding compliance
- MBA & Graduate Certificate in Financial Management, The George Washington University
- B.S. Accounting, Strayer University
Cielo Henao
CIO
Chief Information Officer
- PHASE platform architect
- Certified MOR Compliance Specialist (CMCS)
- In-depth experience in Project Based Housing, MOR compliance, and occupancy standards
- Managed loan servicing platforms supporting over 900,000 assets valued at $275 billion
- HUD, FDIC, SBA, Treasury, and Ginnie Mae experience
- B.S. Computer Science, ICESI University